Can You Use a Personal Loan to Build Credit?

Most Americans don’t have excellent credit. The average credit rating in the US is 687 which is considered good but not excellent. Good credit helps you qualify for a mortgage, line of credits and bigger loans. But how can you build credit if you have none or have a poor score? You can use a personal loan to build credit. Read on to find out how. What Is a Personal Loan? Unlike a mortgage or a car loan, a personal loan

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Mindfulness and Addictions: How Practicing Mindfulness Can Help Recovering Addicts

Overcoming an addiction can be one of the hardest battles anyone faces but there are ways to make it a little easier. Mindfulness and addictions recovery can be powerful tools when combined to make you feel stronger. Together they can help you focus on your goals for the future.  Keep reading to find out how mindfulness works and why it’s a valuable instrument in the journey to a healthier, happier sober you. What is Mindfulness? Mindfulness is focusing your awareness on the

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Teaching Yourself Spanish: 9 Tips and Tricks for Remembering it All

As we all grow throughout the years, we start to challenge ourselves in new and exciting ways. You know how important it is to continue to develop yourself and your habits. That’s why you’re interested in learning a brand new language – Spanish! Spanish is a beautiful – and a popular – language. In fact, within the United States alone, there are around 40 million people who can speak the language at home. If you’re ready to join those who

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12 Ways on How to Tell If Someone Is on Drugs

Around the holidays, it’s not uncommon to feel concerned that a loved one – a child, sibling, or close friend – is using or experimenting with drugs. The holidays are a stressful time, and addiction counselors see an increase in drug-related admissions during the cold season. But before making assumptions, make sure you know the signs of drug use. Read on for 12 ways on how to tell if someone is on drugs. Behavioral Indicators When it comes to the signs of drug

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9 Reasons Why Self Defense Class Give You More Than Fighting Skills

If someone attacked you on the street, would you know what to do? Most people wouldn’t. That’s why self defense classes are becoming so popular. The world can be a dangerous place, but if you know how to protect yourself, you don’t have to worry.  One female boxer learned this when she had to put her skills into practice by fighting off two handbag thieves. A women’s self-defense class can teach you how to do the same. However, life-saving skills

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The Benefits of Training: Why Employees Should Always Say Yes

In the U.S., companies spend an average $4.5 billion on training and development programs for employees. Training programs reduce employee turnover and make employees feel valued.  Read on for a list of the benefits of training and why it’s in your best interest for you to go.  Convenient Time and Location Onsite training conveniently takes place at your workplace. You don’t have to spend time and money commuting to another location to get the training. Also, there is one less thing

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You Are What You Wear: The Psychology of Dressing Well and Gaining Confidence

Are you feeling unconfident or uninspired by your current wardrobe? Wish you had a wardrobe that would increase your confidence, self-esteem, and overall happiness? Well, what if we told you that you could gain confidence by making just a few simple changes? By learning the ins-and-outs of the psychology of dressing well, you can learn how to dress your body in the way that makes you feel most confident. And you can do it without spending hundreds on designer apparel

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Heal Yourself from Outside in: How to Reverse Tooth Decay and Feel Better Overall

People neglect their teeth and oral health at scary rates, even in developed countries like the United States. In fact, more than 30 percent of older adults have cavities that are untreated.  And poor oral health can lead to big problems. Periodontal disease has been linked to other health problems. It’s been connected to things like heart disease, respiratory breakdowns, and stroke.  Plus, it can cause tooth loss, which can cut down health, overall personal wellness, and conveniences.  But there’s no

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Is My Addiction Bad Enough? 5 Signs That You Need to Go to Rehab

“Do I need rehab?” “Is my addiction bad enough yet?” “What do you do in rehab to get better?” If you’re asking these questions, you’ll be glad you found this article. The first step to getting help for addiction is to do some honest self-reflection on your habits. In this article, we’ll walk through five questions that will help you decide if your addiction is serious.  If you answer yes to three or more of these, going to rehab for your

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